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If you've paid your home off – or if you nearly have – there may be several good reasons why you don't want to leave all that equity tied up in a non-liquid asset.
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Reverse mortgages allow for seniors to release a portion of the home’s equity to eliminate any existing mortgage payments. HECM’s are unique in that there are no monthly mortgage payments required – no other program has this unique feature.
Reverse mortgages carry a higher rate of interest than a conventional. Spenders (30%): They want a better lifestyle without the payments. It could be a condo in Florida or a major home renovation.
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All Reverse Mortgage is proud to be Florida ‘s #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating.We currently lend in 16 states and all throuout Florida.. All Reverse Mortgage was incorporated in November 2004 and as the name implies, the only loan product that All Reverse Mortgage originates is in fact, the reverse mortgage.
Florida Reverse Mortgage – Direct Lender offering Low Rates and Fees accompanied by extraordinary customer service.
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Reverse mortgages are often hyped as a great way for senior citizens to easily get extra spending money. Or, if you’re facing a foreclosure and you qualify, you might be able to take out a reverse mortgage to save your home.But in certain circumstances, the reverse mortgage itself might also be foreclosed.
[Source: South Florida Sun-Sentinel] Reverse-mortgage fails not a factor in Florida’s stubbornly high foreclosure rate foreclosures are down nationwide since last spring but not in Florida, where.