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The maximum guaranty amount (available for loans over $144,000) is limited to the lesser of 25% of the county loan limit or 25% of the loan amount. Therefore, a veteran with full entitlement available may borrow up to the 2019 VA limit and the VA will guarantee 25 percent of the loan amount.
The VA loan program offers some of the most attractive and flexible loan benefits available, and they are exclusively for military personnel, veterans and their families. Perhaps the two biggest benefits that make these loan more affordable than a typical loan are that the borrower typically does not need to make a down payment, and there is no private mortgage insurance (PMI) requirement.
VA Home Loan Acreage Limit – Veterans Can Buy a Home in the Country Not all Veterans want to live in the city or suburbs. Often buyers desire to live away from the busyness of the city and live out in the country.
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About Home Loans. VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.
VA rules state, "Loans may also be guaranteed for the construction of a residence on land already owned by the veteran (a portion of the loan may be used to refinance a purchase money mortgage or sales contract for the purchase of the land, subject to reasonable value requirements)."